To determine the amount of coverage one should purchase, first add up all of your financial obligations, such as student loan, credit card debts and your mortgage balance.
With the rising cost of health cover, insurance companies are looking at innovative products to attract customers. The latest offering is top-up insurance that comes at almost half the premium.
'We want to achieve overall profitability, and then we would go for an IPO.'
'What's sad today is that there are so many people who cannot find work, not because the country is devoid of that opportunity, but because we are not doing enough in the country.'
Agents often influence customers into buying new products every year instead of continuing with their existing policies
According to Section 80D, the premium paid for medical insurance is deductible from your income up to Rs 15,000 a year
Launching the Ayushman Bharat scheme via a video-conference to extend health insurance benefits to all residents of Jammu and Kashmir, he said the three-tier panchayat system has fully taken shape in the UT, describing it as a realisation of Mahatma Gandhi's dream of 'gram swaraj' (village self-rule).
Why are family floater plans so very important? Anil Rego answered readers' queries in an online chat on October 7
Apple has not divulged much specific detail on HealthKit, which is expected to be incorporated into the iPhone 6 come September.
You are charged the same premium and also enjoy continuity benefits
Instead of enhancing the sum insured of your basic policy, a more cost-effective option is buying a super top-up policy.
Here are some golden nuggets when it comes to creating wealth. Read them and if you find yourself saying, 'This everybody knows', cross your heart and ask yourself how many times you have forgotten these simple rules, says P V Subramanyam.
We asked colleagues, present and past, to reflect on a man who has made such a difference to their lives and careers. Here it is then, a rich collection of memories that offer enchanting glimpses of the enigmatic Ajit Balakrishnan.
Earlier this month, ECB managing director Ashley Giles had said that cricketers will be provided "mental health screening" before they commit to any further tours.
Understand the magic that SIP brings to the table for you as an investor, says Satyen Kothari. You can start by investing as little as Rs 500 per month.
Hurdles such as approvals for repair and fixed rates can make the process time-consuming.
A travel insurance plan can help protect your dream holiday from turning into a nightmare.
But, neither were the big companies interested in growing inorganically nor were the smaller ones ready to offer themselves for sale.
'If you look at household hospitalisation compensation, then you will find only one-third is hospitalisation. Two-thirds is outpatient.' 'Even if you provide Rs 5 lakh coverage, people will still have a tough time.'
Here's to being a responsible insurance buyer
Rajasthan is reeling under a huge financial burden with the state's debt having gone beyond Rs 5.59 lakh crores. Rajasthan has increased expenditure on education by 203.4 percent, by 105.4 percent on health, by 227.14 percent on housing. Its expenditure on social welfare schemes has increased by almost 2,475 per cent.
An initiative of Nandan Nilekani's EkStep Foundation, people+ai on Tuesday unveiled its vision for the future of Artificial Intelligence (AI) in India, dubbed 'Adbhut India' (Amazing India). It aims to harness AI as a powerful tool to enhance the lives of all Indians. The event marked the rollout of several initiatives by people+ai that are focused on discovering, demonstrating, and disseminating population-scale AI use cases for India.
rediffGURU Dev Ashish answers your personal finance and mutual fund queries.
rediffGURU and financial planning expert Colonel Sanjeev Govila (retd) answers your personal finance-related questions.
Union Home Minister Amit Shah on Tuesday said 42,000 people lost their lives to terrorism in Jammu and Kashmir over the years but the security situation has improved now to such an extent that no one dares to call a hartal or indulge in stone-pelting.
The devastation caused by the current deluge has damaged hundreds and thousands of homes and vehicles.
Analysts say large issue sizes and high prices were key reasons for the poor response to IPOs of other public sector insurance entities. The high share price meant small investors did not foresee any listing gain
These offer great scope and flexibility when you fall upon hard times, says Harjot Singh Narula
Whether it is for disaster relief or a personal cause, some online platforms help you raise funds for a fee.
Within four days of the video going viral, the three-minute trailer of Sourav Ganguly - The Movie has had more than 250,000 hits on YouTube so far.
'When buying a term insurance plan, you need to visualise today what could happen to your family tomorrow in your absence,' suggests Mahavir Chopra, director-health, Coverfox.com.
Three reasons why this is the best time for financial planning.
'For the government, statehood is one of the end-points of the journey. A vast distance has to be traversed to reach there. There are many turns on the road, some resting points, and possibly, many cul-de-sacs.'
A Ganesh Nadar visits the bustling centre that hosts Tamil Nadu's health helpline that answers more than 100 medical queries an hour.
You will be much better off buying the required plans directly from life and general insurers, experts tell Chirag Madia
Is the latest mobile or car or a house the goal? If so, the savings and investments should be aimed at catering to it. The amount needed has to be worked out, and money needs to be saved, accordingly, suggests Sarbajeet K Sen.
'People tell us openly that in 2024 we will vote for Modi.'
Prime Minister Narendra Modi asserted on Wednesday that his government's action against corruption has made some people angry but he will not turn back in this fight against graft and nepotism, however big an alliance his rivals form against him.
rediffGURU Samkit Maniar answers readers' personal income tax queries
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